10 Essential Applications Included in Ubuntu 8.10 Intrepid Ibex

    The new release of Ubuntu, codenamed Intrepid Ibex, is scheduled for October 30 and pre-orders are available through ShipIt, a wonderful service which allows you request completely free CDs, which usually arrive in one month.

    Intrepid comes with pretty much bleeding-edge packages: GNOME 2.24.1, OpenOffice 2.4.1 (OpenOffice 3.0 is now available, but it is not included in 8.10), Firefox 3.0.3 and GIMP 2.6.1. Although Firefox 3.1 Beta 1 is out, 3.0.3 is the version which ships with Intrepid, and I guess it's a smart choice considering there was enough time to test this release.

    In this article I will briefly review 10 most essential applications which come by default included on the Ubuntu desktop CD. I took several screenshots using the default Ubuntu theme, and a few using the new DarkRoom theme.

    Music player: Rhythmbox 0.11.6
    Rhythmbox is the default music player coming with GNOME, and also the default for Ubuntu. It comes with an audio library, Magnatune and Jamendo music stores, support for podcasts, Internet radio and Last.fm song submission. You can even download music torrent files from Jamendo directly from within Rhythmbox.


    Movie player: Totem 2.24.2
    I usually prefer KDE/Qt applications over the ones built in GTK, and the same applies here. I always used players like Kaffeine or SMPlayer instead of Totem. Totem has support for DVDs, but most of them won't work even with libdvdcss2 installed, even though in other players they work flawless. Seeking is very slow and choppy. Totem has support for plugins and subtitles. For DVD support and w32codecs, you will have to use the Medibuntu.org repositories.


    Office suite: OpenOffice.org 2.4.1
    OpenOffice has done some amazing things bringing a completely full-featured office application to Linux, and also offering support for the OpenDocument Format. Although Intrepid comes with 2.4.1, in the meantime OpenOffice 3.0 was released and is available on their official website. Here are the applications included with this office suite:
    - OpenOffice.org Writer - word processor
    - OpenOffice.org Calc - spreadsheet
    - OpenOffice.org Impress - presentation
    - OpenOffice.org Draw - drawing
    - OpenOffice.org Base - database
    - OpenOffice.org Math - equation editor


    Web browser: Firefox 3.0.3
    I think Firefox needs no introduction. The last stable release is 3.0.3 which is also included in Intrepid, while a beta for 3.1 has been released on the official Mozilla website. If you want Flash support, you will have to install it using sudo apt-get install flashplugin-nonfree with your user password. An extremely annoying bug I could catch was that sometimes right-clicking an image (for example in the form used to write this post) will do anything but open the right-click context menu: it will either try to bookmark it, open it in a new tab or new window and so on. I think this should be fixed. In fact, Firefox behaves in a same manner on Debian too (and probably it's not distro-specific), it won't open the context menu when right-clicking if you just opened a few more images in separate tabs.


    File manager: Nautilus 2.24.1
    Nautilus comes with tabbed browsing, bookmarks, a 'Computer' place which will list your partitions/hard drives (including the umounted ones) and optical drives. You have three modes for viewing files: icon view, list view and compact view; it provides a sidepanel which you can toggle on/off using F9; you can set emblems to files, sort them by name, type, modification date, size and emblems. Nautilus also comes with a configuration tab for choosing default actions when media is inserted or other devices are connected to the system.


    CD/DVD burner: Brasero 0.8.2
    Brasero supports burning in multi-session mode, it burns CDs/DVDs and ISO images. You can also create audio CDs, DVDs or SVCDs. It provides a minimal interface, allowing you to drag and drop files to be burnt. Brasero has a very suggestive name, and it is also in tone with the famous Human theme Ubuntu uses. It comes with four plugins by default, one of them being the 'normalize' plugin, which sets consistent volume to tracks burnt to an audio CD. I personally never liked to alter original sound, but some prefer it that way in order to prevent very high sounds.


    Terminal application: GNOME Terminal
    I find work in a terminal powerful and faster in many occasions. GNOME Terminal is the default shell-like application in Ubuntu, and it supports desktop transparency effects, background images or solid colours, profiles and tabs. An essential tool for any Linux user if you ask me.


    Text editor: Gedit 2.24.0
    This is the default text editor, which can also be used as an integrated development environment (IDE), just like Geany or Kate in KDE. Gedit has the same simple interface characteristic to GNOME applications, but it can be expanded via plugins. It includes syntax highlighting, indentation, a whole bunch of plugins like the spell checker or document statistics. It's simple but powerful enough for small projects.


    IM and IRC client: Pidgin 2.5.2
    Cleverly named, this is the default IM and IRC client in GNOME. Pidgin supports various IM protocols like Yahoo!, MSN, AIM, ICQ or Google Talk and can be also used as a basic client for internet relay chat. It comes with plenty plugins, some of which would be:
    - Nautilus integration
    - Join/part hiding
    - Evolution integration
    - History (to keep conversation logs)
    The good thing is that it supports all those protocols, so you won't need to use a separate client for each of them.


    Image editor: GIMP 2.6.1
    GNOME comes with Eye of GNOME for viewing images, which I guess should be the 'essential' application instead of GIMP. But since EOG comes with every GNOME distribution, I decided upon the new GIMP. Yes, Ubuntu comes with the new 2.6.1 release instead of the old stable 2.4.x, which apparently will be shipped in Debian Lenny.



    About GNOME 2.24.1

    Related articles
    10 Essential Applications Included in Kubuntu 9.04 Jaunty Jackalope
    How-To: Compile and Install Wesnoth 1.6 in Debian Lenny and Ubuntu 8.10Source URL: http://ashesgarrett.blogspot.com/2008/10/
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5 Simple APT Tricks for Debian and Ubuntu

    Here are five simple tricks for APT, the Advanced Packaging Tool used on Debian and Debian-based distributions like Ubuntu.

    View all the packages installed on a system

    The easiest way to do it is:

    dpkg --get-selections

    It does not require to be root, and will display all the packages installed via APT. For example, the first lines may look something like:
    $ dpkg --get-selections | head
    acetoneiso2 install
    acidrip install
    acpi-support-base install
    acpid install
    adduser install
    akregator install
    alien install
    alsa-base install
    alsa-oss install
    alsa-utils install
    You can also put the entire list in a text file by redirecting the output, like this:

    dpkg --get-selections > installed_packages.txt

    Then read this file with a text editor or using less installed_packages.txt.

    List files which get installed by a package
    -L is a handy parameter to dpkg which will show you what files a package will install.

    dpkg -L package_name

    For example:

    dpkg -L amarok

    Will show all the files which are going to be installed by package amarok. You don't have to be root to run it.

    Upgrade your system using a one-liner
    Type as root:

    apt-get update && apt-get dist-upgrade

    This command will update your list of packages, and if its return status is successful, it will proceed to the next command, apt-get dist-upgrade, which will upgrade all of your packages and will install new dependencies if needed. Use dist-upgrade when you want all of your packages to be installed, and no package left as being kept back.

    Install the dependencies of an application
    Sometimes you need to compile from source a newer version of an application which is already included in the repositories. For example, to install the development libraries for BasKet, you would run as root:

    apt-get build-dep basket

    And then you can proceed to compile your application. Note that sometimes newer versions of applications may depend on newer libraries or other packages than you do not have in the repositories, so this won't always work.

    Remove unused package files
    When you install software using APT, the DEB packages are kept inside the /var/cache/apt/archives directory. In time, the size of it could get very large. To see what is the size of that directory, you can use:
    $ du -h /var/cache/apt/archives/
    4.0K /var/cache/apt/archives/partial
    956M /var/cache/apt/archives/
    In order to clean up all these packages you can use, as root:

    apt-get clean

    This command will remove all the packages except files which are locked. There is another command, apt-get autoclean, which will remove all the packages which are no longer available in the repository (older versions of packages which can't be downloaded any more).Source URL: http://ashesgarrett.blogspot.com/2008/10/
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Juan Manuel Fangio

Battle for Wesnoth - Awesome Turn-Based Strategy Game

    Battle for Wesnoth is one of the most popular and played turn-based strategy (TBS) games on Linux, if not the most popular. It's a free, open-source community-driven project which has done some amazing improvements since its initial release, in 2003. It comes with wonderful concepts for gameplay, it includes great 2D artwork and music, and more important, it can keep you playing inside a fascinating universe, either online in multiplayer battles or in single-player mode in beautiful campaigns or single-map mode versus AI.

    Although I never was a truly skilled player, I always enjoyed to complete a campaign, go play on the official multiplayer server or just read the forum, which actually is a great resource of strategy tips, ideas, suggestions and debates regarding playability or improvements.

    Wesnoth 1.4.5 running in window mode

    The development is more alive than many other open-source projects, and it is done in an open fashion on the forums. The developers are implicated there and often talk to other players and eventually listen to suggestions and add them in the development version. The stable release (currently 1.4.x) benefits of updates every few weeks or so, while the development branch (1.5.x) is also put out to the public for testing purposes.

    Many add-ons are available: campaigns, factions, new maps and eras. The game comes with six default factions: Rebels, Loyalists, Drakes, Northerners, Undead and Knalgan Alliance. Each faction benefits of its own units available for recruiting; and each unit has special traits and abilities. The battle between players takes place on a hex map, and each hex can provide different defense resistance, depending on the terrain and the type of unit standing on it.

    Maps included by default are well-tested and some of them gained real popularity in time due to either playability or situations which can evolve in time. For example, an interesting map is Isar's Cross, a 2vs2 map which although is small-sized, can make the game evolve into very interesting positions, where the whole game can depend on one unit, a village, or just a lost tempo during the day/night cycle. I've seen players who played this map for so long that they play it like chess: well-known combinations and movement rules for X first moves, depending on own race and the enemy's.

    Of course, the most important part of the game is that it randomises a battle's result using the chance to hit, so you can't be absolutely sure what the result of a battle will be until it's over. There are strong debates back on the forums, with some players complaining this system may not be the best, but in fact it's the only thing that keeps the game entertaining. After all, a skilled player will always beat a novice player, even if the latter is 'lucky'.

    Online playing is a real pleasure. There are always games which you can join, or eventually observe. Tournaments are organised often too, via the Wesnoth Ladder website.

    Multiplayer lobby

    Another aspect I just love is how players gather on the forum and discuss a situation or issue, accompanied by various replays, suggestions solutions or helping a new player who can't beat a scenario.

    The game also provides a complete help system for gameplay and each unit. This is the basic stuff you'll need to learn in order to gain experience and skill. Of course, it needs time to master this game. I play it for maybe 2 years or so (version 1.0.2 if I recall correctly), sometimes occasionally and sometimes for a couple of days non-stop, and I still can't say I qualify more than medium-skilled. The second way of getting help is via the Wesnoth wiki, which contains invaluable information on playing the game, together with complete guides. I already mentioned the third way, which is the forums. Don't forget #wesnoth @ Freenode if you use IRC, you can chat about game aspects there too.

    Isar's Cross map

    Being actively developed, this game always gives me the impression of constant movement and improvement, like it's 'alive'. Release 1.4.x brought new artwork, a new and improved interface. I'm talking about real improvements: scrolling maps is gives a smooth impression, menus now have sounds when clicked, the game interface is maybe five times faster than 1.2.x, several units are now animated, transparency effects for game messages windows, and these are just a few of the great new features. New official campaigns have been introduced, and plans are to increase it even more in the next stable release.

    Waterloo Sunset map

    You can run Wesnoth in both fullscreen and windowed mode, using the default shortcut Ctrl+F.

    Playing Wesnoth is maybe one of the most awesome gaming experiences, at least it is for me. I like to see this completely free, community-maintained project getting more and more fun and polished with each new release.

    Official website
    Download Battle for Wesnoth
    The Forums

    Compiling from source in Ubuntu 8.04 and Debian Lenny
    You can compile and install the last 1.4.5 release easily on both Debian and Ubuntu.

    Edit your /etc/apt/sources.list file as root and make sure you have a line which starts with deb-src. Ubuntu users, make sure to precede the following command as root. For example, on Debian Lenny the line in the sources.list should look like:

    deb-src ftp://ftp.ro.debian.org/debian/ lenny main contrib non-free

    While on Ubuntu 8.04 Hardy Heron:

    deb-src http://us.archive.ubuntu.com/ubuntu/ hardy main universe multiverse

    Save the file, then update your packages list (also as root):

    apt-get update

    You will first need to fetch the dependencies as root:

    apt-get build-dep wesnoth

    Next, download the source tarball from the official website, here, uncompress it using:

    tar -xjf wesnoth-1.4.5.tar.bz2

    Then change the current working directory to wesnoth-1.4.5 and issue the following commands:

    ./configure
    make
    make install

    The last one as root. You can pass the ./configure script the prefix parameter, e.g. ./configure --prefix=/home/your_user/usr/, and then make install as normal user if you like. This should be all.Source URL: http://ashesgarrett.blogspot.com/2008/10/
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First-Person Shooter Games for Linux II: Nexuiz and OpenArena

    Yesterday I reviewed three classic first-person shooter games for Linux, Wolfenstein: ET, UT2004 and ioQuake3. Today I will continue with two other first-person shooter (FPS) games, natively available for Linux: Nexuiz and OpenArena. They both are currently maintained and the wonderful thing about them is that they all are completely open-source, free and usually available in all the major distributions.

    In Debian you can install them typing as root:

    apt-get install nexuiz openarena

    While in Ubuntu you can use Synaptic or precede the above command with sudo and enter your user password.

    Nexuiz
    Nexuiz is a completely free first-person shooter game which somewhat resembles the Quake 3 gameplay. It was released in 2005 and the current version is now 2.4.2, which comes included in the Debian repositories.

    Although I did not play Nexuiz more than a few times before, I was surprised to see how well I can perform in DM games. I think Nexuiz is one of the games which can be learned very easy if you're used to games like Quake. It's very fast paced, but it can look a little too crowded on small maps with over 10 players and fragging does not necessarily need skill, instead fragging and moving cleverly around in order to avoid another 3-4 players around you does need. In fact, this is actually happening with any FPS unless an appropriate map is selected depending on the number of players.


    The interface is futuristic, and all the settings can be easily changed without having to search in bloated menus. Since I use the ESDF keys for movement, I had no trouble finding the configuration options, and I also switched the default resolution to 1280x1024. I also had to lower texture and particle details, since my nVIDIA 7600 GS is rather old now. It behaves very well, with only a few FPS drops when the area gets crowded.


    I had no trouble connecting to one of the official servers with a low ping, and the server was full of players. Note that for opening the console you will need to use SHIFT+ESCAPE and ESCAPE to quit it. I never understood why they changed this behaviour in games like Quake 4 or ET: QW too for example, nor did I read the explanation somewhere. My guess is that beginner users would accidentally press the ` key and they did not know how to close it anymore.

    Nexuiz is one of the games which surely make it a pleasure to play, especially that is completely free. Congratulations to the Alientrap team for putting out this game for the enjoyment of the Linux community.

    Homepage
    FAQ - read this if you play for the first time

    OpenArena
    This is probably the most popular game based on the ioQuake 3 engine. It's practically a Quake 3 clone, with its own free data, so if you are used to Quake 3, you will learn how to play this one very easy.


    You can use your old cfg file for settings and scripts, and the menus resemble the Quake 3 interface in detail.

    All the modes available in Quake 3 are also available in OpenArena: we have DM, TDM, CTF and Tournament. To these, the game also adds four more modes of its own: Elimination, CTF Elimination, Last Man Standing and Double Domination. It includes both new maps and player models, together with new (and more appealing in my opinion) textures, but some of the CTF maps looked to me a little poor in detail. Of course, the bunny hopping feature is available in OpenArena too.


    I could only find three online servers which had players connected, the others were empty. Playing with bots is not so bad, but it doesn't compare with playing an online CTF in 4 vs 4.

    Edit: In order to be able to download maps which you don't have from the server you are connecting to, open the console typing ` and type: /set cl_allowdownload 1



    Homepage

    Both Nexuiz and OpenArena have many fans especially in the Linux community, and I think you will easily make friends on an online server.

    Although this is a matter of personal taste, I still find Quake 3 or ET more addictive to play, but these two games have two advantages: they have newer graphics and are completely free.Source URL: http://ashesgarrett.blogspot.com/2008/10/
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Wine 1.1.7 Released

3 Classic First-Person Shooter Games for Linux

    Wolfenstein: Enemy Territory
    A true classic and one of the most played online first-person shooter games, Wolfenstein: ET was supposed to be released as a new mod for Return to Castle Wolfenstein, but the single-player part of the game was abandoned and it was released at no cost, as a standalone multiplayer game.

    Today, after over five years since the game was released, ET is still one of the most popular online FPS games out there, at least on the Linux platform.

    ET is one of the games which puts accent on the teamplay, as well as learning to use abilities for each class which you play with. There are two factions or sides: the allies and the axis, and you can choose to play as a soldier, engineer, covert ops, medic or field ops. Each of these classes has special abilities, and you'll get points from using them. For example, the engineer can plant mines as well as arming and disarming bombs, while the soldiers clear the path by killing the enemies and the medic heals everybody. That's what I like about this game: you get experience for healing teamplayers with medics for example, rather than going into battle, get yourself killed and leave the players in your team without any chances of revival.


    There are many mods available for ET, and although the game is not maintained anymore, the mods and skins are updated and keep the game alive, bringing something new with each new release. The maps are truly wonderful, and after five years, I still love the graphics.

    Mastering this game can be hard for newcomers, and you will need over a year of playing constantly to get to a decent level, even if you're used to FPS games. Trickjumps are another aspect of the game: some maps include several places where a trickjump helps you get into a strategic position or reach an objective faster than the usual path.

    To fix the sound issues you may have with ET, use the script provided here and follow their instructions to run it. You will also need to update your Punkbuster files if you want to play decently without being kicked on Punkbuster-enabled servers.

    Wolfenstein: ET is definitely one of my favourite games and also a wonderful addictive experience. I warmly recommend it to anyone searching for a good FPS game, native on Linux.

    UT2004
    Unreal Tournament 2004 is closed source, but it's one of the few commercial games which also provide a native Linux port.

    I can say UT2004 has everything one would want from a shooter game: it has many types of weapons with secondary fire mode available, vehicles, several official modes of playing, like the Onslaught mode which is pure fun in my opinion, and combines both DM/TDM skills with vehicles, team synchronisation and, yes, brains. Because being late at a power node, even with two seconds, can cost your team the entire game or round. It's truly a game for teamplaying, and you'll never suceed in a 8vs8 Onslaught game all by yourself, no matter how good you are. You'll need to know how to wait in vehicles for your teamplayers, and when. You'll need to have each player with exact tasks, you'll need to know who your best manta/goliath/hellbender players are and let them use it at full potential. The Onslaught mode will be one of the best experiences of the game in my opinion.


    I think UT2004 brings you into a new universe the moment you join an online server, and really shows how skilled a player is. UT is not the kind of game where all you have to do is point and shoot, you will have to use a second weapon mode, to move constantly on the map thinking in the same time where your opponent is, help your teammates when needed, leave behind vendetta ideas when in Onslaught, because it will only get you and your team owned (or pwnd, if you like).


    UT2004 also have a statistics system available, although don't take it as 100% accurate. I've seen players which switched teams at the end of a game, just because they were losing and they did not want to be included in the statistics with a loss more. I say play the game for pleasure and forget the kiddie non-sense.

    A little about the UT3 port for Linux. Currently there is no release date scheduled, and I'm not sure when it will come. According to old news on Phoronix, it will also include a game editor built in wxWidgets.


    There is a Linux Demo client, but it has some nasty bug which makes the game freezes and you'll have to kill it in command-line mode. if you don't like the integrated music player, you can use the alsa-oss package and run UT2004 as aoss ut2004, and this way you'll be able to hear both music playing in an audio player like Amarok or Banshee and the game sounds.

    One of the most powerful games in the history of shooters, Unreal Tournament became a legend, and I say it's one of the games which can keep you playing it for hours.

    Quake 3
    In fact, I will talk about ioQuake3 here, which is a project started independently of id Software, after the game was licensed under the GPL in 2005. ioQuake 3 continued development to Quake 3, fixing bugs and bringing new improvements to this true classic game.

    I think there are no persons out there, with a minimal experience with computers, who haven't heard about Quake. It's one of the most popular and well-known first-person shooter games ever since the first Quake was released.


    To run it, all you have to do is install the ioQuake3 binary provided on their website, and then copy the file pak0.pk3 into your ~/.ioquake3/baseq3/ directory. Games like OpenArena use ioQuake3 and their own packages to create a new, completely free game. It's included in most of the distributions, including Debian and Ubuntu repositories.

    The best thing about Quake 3 is that it works very well on old hardware, and there still are servers with enough players to provide a good playing experience. It has many modes available, but I recommend the classic DM, TDM or CTF.

    Related articles
    First-Person Shooter Games for Linux II: Nexuiz and OpenArena
    First-Person Shooter Games for Linux III: Urban Terror

    Updated: March 31, 2009Source URL: http://ashesgarrett.blogspot.com/2008/10/
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3 Best Video Players for Linux: SMPlayer, VLC and Kaffeine

    SMPlayer
    SMPlayer is built in Qt4 and it uses the MPlayer engine for video playback. It's one of the most powerful applications out there for watching DVDs, and it supports plenty formats like AVI, MKV, MPG, FLV.


    One of the great features about SMPlayer is that it has a configuration file in which it saves all the settings, separately for each video, including the remaining time. So if you close it then re-open a movie later, all the settings which you've set for it will be automatically loaded, and the movie will continue from where you left it. This does not apply yet to DVD ISO images though.


    It doesn't seem to support DVD menus, but you can choose both language and subtitles using its menus.

    SMPlayer also supports icon themes, it allows to change the style used, the Qt interface can be configured separately from the settings you have in qtconfig-qt4, it shows detailed information about the currently playing file, it allows you to change default keyboard shortcuts, and you can change the video output driver. You can choose from various video output drivers, the default one being xv.


    The last version is 0.6.3 for Linux. Debian Lenny comes with SMPlayer 0.6.1, while Ubuntu Hardy Heron with 0.6.0. To install it, use:

    On Debian, type as root:

    apt-get install smplayer

    On Ubuntu, use:

    sudo apt-get install smplayer

    To compile the last release of SMPlayer in Debian (this should work on Ubuntu too), download the source tarball from here, uncompress it, change the current working directory to smplayer-0.6.3 (or whatever version you may have) and issue the commands:

    make QMAKE=/usr/share/qt4/bin/qmake make install

    The last one as root.

    Homepage

    VLC
    Also known as the VideoLAN Client, VLC is yet another cross-platform, powerful video player built using the wxWidgets toolkit. The new release, 0.9.4 provides a Qt interface, as well as many interface changes.


    VLC plays pretty much any format you feed it with, including DVDs and DVD ISO images. It handles subtitles well and also provides DVD menus. Included in Debian is the 0.8.6h version, but a new release, 0.9.4 is available for download and repositories are available on their official website. The version in the Ubuntu Hardy repositories is 0.8.6e.


    The only thing I did not like about VLC is that its interface is somewhat inconsistent, for example the Preferences dialogue has a small size by default, and even if you change it, it will be resized again next time. Also, sometimes the F shortcut for fullscreen does not work.

    Homepage

    Kaffeine
    Kaffeine is a wonderful video player, currently available for KDE 3, but a port for KDE4 is in the works too.

    Kaffeine uses the Xine engine for playing videos, and it does a very good job especially with DVDs, reading menus very well. It's light and it starts fast, integrating very good with KDE. The last stable version is 0.8.7, which is included in Debian Lenny repositories. Kaffeine plays pretty much anything and it offers the possibility to configure the Xine engine too, but it uses a little more CPU power than SMPlayer when it comes to high-resolution videos, like x264 Matroska videos of 720p or 1080p.


    As I already mentioned, it handles well any type of format, including DVDs, DVD ISO images and mounted images. However I noticed that sometimes it won't play a DVD ISO image, but after mounting that image and pointing Kaffeine to the directory where it was mounted, it won't have any problems playing it.


    Homepage

    Conclusion
    Those three players listed above are the ones which work great for me, and I can play any video content using them. There are tens of other video players out there. I could list just a few here: KPlayer, Codeine, Dragon Player, Xine-UI, Totem, GXine, RealPlayer and so on.Source URL: http://ashesgarrett.blogspot.com/2008/10/
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Ubuntu 8.10 Intrepid Ibex Release Candidate Available

    The release candidate of the upcoming Ubuntu Intrepid Ibex is out now. You can read the release notes here.

    Ubuntu 8.10 comes with kernel 2.6.27, GNOME 2.24, X.Org 7.4 and OpenOffice 2.4.1.

    You can download CD ISO images from the official website here, or get it via BitTorrent (torrent files are available at the same location).Source URL: http://ashesgarrett.blogspot.com/2008/10/
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Credit Crunch; How To Get A Car Loan?

    National Credit Crunch upon us, can I get a Car Loan? This is the question among Car Dealers and customers across the country!

    Is this a real crisis? Is this cause for concern? Yes, but there is light at the end of the tunnel. We need to take a look at what caused the problem and why it is so important to get out the right way.

    The houseing and Mortgage crisis has gained media attention because of the election, but what about the car loan crisis? I believe the Auto Industry and its problems are closely related to the Home Mortgage Crisis. I use the word Crisis because this is the word used in the media.

    The Auto Lenders are having the same problems as other banks. They have limited reserves to loan money to buy a car, so are now being very selective on who they give a loan. In the past, it has been very easy for someone to walk into a dealership and drive away 30 minutes later with a $40,000 car. Before the "Crisis", you could have a 620 Equifax or Transunion, and you were pretty much ready to go!

    Now, lenders are actually looking at length of Employment, Residence, Previous Address, Employment, Income, Stability, Past Loans, and most importantly; Proof Of These items! This may not be a bad idea because bad loans cost all of us money.

    Things to remember and consider when going to buy a car.
    1. Take proof of your employment like a check stub to show how much you make.
    2. Take an Electric bill and phone bill to show proof of residence.
    3. Make sure you have some references in case you need them.
    4. Most important--Pay some Money Down--even if a small amount! Banks want some type of initial investment from the customer because these loans are less likely to go bad historically.

    5. If you have a job that you get paid cash--see if the dealer can use bank statements showing regular weekly or bi-weekly deposits.

    6. Remember there is an Auto Loan For Any Credit


    7. If you are a New Car Buyer, now is the time to make sure you are getting the best price possible. Get A Quote. Quick. from dealers that are motivated to sell. Click on all dealers to create competition!Source URL: http://ashesgarrett.blogspot.com/2008/10/
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